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Hoovers > Companies > Irish Life & Permanent plc > Irish Life & Permanent plc Business Reports

Irish Life & Permanent plc Business Reports

Irish Life & Permanent plc Overview

Address

Irish Life Centre,
Lower Abbey St. Dublin, 
 1 Ireland
Phone: +353-1-704-2000
Fax:+353-1-704-1900

Company Description

Taking the "Ireland first" motto to heart, Irish Life & Permanent (IL&P) provides financial services across the grassy hills of Ireland. The company provides insurance, investment management, mortgage loans, and other personal financial products and services to its home country, where it has 1.6 million customers. Its Irish Life unit provides life insurance, other insurance, and investment products to individuals through its own sales force, independent agents, and the branches of the company's banking subsidiary, permanent tsb. Through the bank, IL&P is one of Ireland's leading mortgage lenders. Slow to recover from economic troubles, the firm has announced plans to separate its life insurance and banking operations.

Irish Life & Permanent plc Company Profile Report

Purchase Report
 
$69

Hoover's industry experts provide proprietary editorial analysis supplemented with content from multiple data sources to bring you the Company Profile Report. The depth of each report varies, so be sure to view the sample and review the report contents listed next.

 

Sections Included in Report

  • Company Overview
  • People
  • Biographies
  • Historical Events
  • Industry Information
  • Financial Summary
  • Annual Income Statement
  • Quarterly Cash Flow
  • Annual Balance Sheet
  • Quarterly Balance Sheet
  • Annual Cash Flow
  • Quarterly Income Statement
  • Financial Market Data
  • Historical Financials
  • Competitors List
  • Competitive Landscape

Company Profile Report Highlights

  • Company Description

    Quickly grasp how a company operates and understand its current business environment.

  • Industry Information

    Identify the often times disparate industries a company does business in, and find the corresponding SIC and NAICS codes.

  • Biographies

    Learn the background and technology interests of the company's executives, to better understand possible growth directions.

  • Company History

    When you want to know where a company is going, you'll be helped by first knowing where it's been. Use this to get up to speed on a company's history.

  • Key People

    Uncover the roles and responsibilities of the management team and identify the correct decision maker, so you are sure to talk to the right contact.

  • Company Financials

    Review key financial information to gauge health and growth potential.

Company Profile Report

Purchase Report
 
$69

    Choose below from the available Industry Reports related to 

  • Insurance Carriers Industry Report
  • Mortgage Banking Industry Report
  • Consumer Lending Industry Report
  • Life Insurance Carriers Industry Report
  • Banks & Credit Unions Industry Report

Insurance Carriers Industry Report

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$129

Overview

The US insurance carriers industry includes about 7,500 companies with combined annual revenue of more than $1 trillion. Major companies include AIG, MetLife, Prudential Financial, and Hartford Financial Services Group. The industry is concentrated: the 50 largest companies generate about 60 percent of revenue. Concentration is higher in some industry segments.

SIC: 6311, 6321, 6331, 6351, 6361, 6411

NAICS: 524298, 524130, 524128, 524127, 524113, 524114, 524126

 

Sample Questions & Answers

How does the company manage shifts in revenue due to economic conditions?

The revenue of insurance companies is highly dependent on investment income, which can suffer in economic downturns. Insurers, who invest premiums paid by customers until the money is needed for claims, saw those investments wither along with the...

 

How would an updated catastrophe modeling system help the company in underwriting?

Large-scale claims have become more common, creating problematic concentrations of risk for individual insurers. Although insurers often spread risks through reinsurance, some risks can be large enough to drive insurers out of business, curtail...

 

To read this full Call Prep Question and others, purchase the full report.

 

General Report Description

Save valuable research time, increase confidence on sales calls, and get the competitive edge to win more business with Hoover's Industry Report. Proprietary editorial analysis synthesizes hundreds of sources into an easy-to-digest format so that you can quickly understand a client's business challenges. Insight into critical business issues, industry trends and opportunities, and financial benchmarks is an integral part of each report.

 

Sections Included in Report

  • Industry Overview
  • Quarterly Industry Update
  • Business Challenges
  • Trends and Opportunities
  • Call Preparation Questions
  • Financial Information
  • Industry Forecast
  • Website and Media Links
  • Glossary of Acronyms

    Industry Report Highlights:

    • Recent Developments

      Stay up to date on crucial industry news that may affect your strategy.

    • Trends & Opportunities

      Identify avenues for expansion and get prospects thinking about growth opportunities that justify investing in your product.

    • Call Preparation Questions

      Gain instant rapport with prospects during your sales calls using done-for-you call preparation questions.

    • Industry Forecast

      Identify growth and integrate projections in your own business planning.

    • Business Challenges

      Engage your prospects with solution selling that makes their life easier by first understanding their pain points.

    • Executive Insight

      Identify the correct decision maker and tailor your presentation to his or her needs, and maximize the effectiveness of your pitch.

    • Financial Information

      Increase your credibility and support your presentations by adding verifiable industry metrics.

    • Web Links & Acronyms

      Speak the Prospect's language by demonstrating an understanding of industry trade associations and jargon.

    Insurance Carriers Industry Report

    Purchase Report
     
    $129

    Mortgage Banking Industry Report

    Purchase Report
     
    $129

    Overview

    The US mortgage banking industry includes about 16,000 companies with combined annual revenue of $60 billion. Major companies include units of Wells Fargo, JPMorgan Chase, Citigroup, and Bank of America. The industry is concentrated: the largest 50 companies generate about 70 percent of revenue.

    SIC: 6111, 6162

    NAICS: 522292, 522310

     

    Sample Questions & Answers

    How does the company respond to changes in interest rates?

    Mortgage applications and refinancings can be volatile due to economic conditions, changes in taxes laws, and government stimulus programs. High numbers of mortgage defaults can also cause bankers to curtail lending to all but the most credit-worthy...

     

    How reliant is the company on Fannie Mae and Freddie Mac?

    Fannie Mae and Freddie Mac's financial health directly affects their ability to finance mortgage securities. They are the largest suppliers of home loans in the US, and as such, many mortgage bankers depend on these two government-controlled firms.

     

    To read this full Call Prep Question and others, purchase the full report.

     

    General Report Description

    Save valuable research time, increase confidence on sales calls, and get the competitive edge to win more business with Hoover's Industry Report. Proprietary editorial analysis synthesizes hundreds of sources into an easy-to-digest format so that you can quickly understand a client's business challenges. Insight into critical business issues, industry trends and opportunities, and financial benchmarks is an integral part of each report.

     

    Sections Included in Report

    • Industry Overview
    • Quarterly Industry Update
    • Business Challenges
    • Trends and Opportunities
    • Call Preparation Questions
    • Financial Information
    • Industry Forecast
    • Website and Media Links
    • Glossary of Acronyms

      Industry Report Highlights:

      • Recent Developments

        Stay up to date on crucial industry news that may affect your strategy.

      • Trends & Opportunities

        Identify avenues for expansion and get prospects thinking about growth opportunities that justify investing in your product.

      • Call Preparation Questions

        Gain instant rapport with prospects during your sales calls using done-for-you call preparation questions.

      • Industry Forecast

        Identify growth and integrate projections in your own business planning.

      • Business Challenges

        Engage your prospects with solution selling that makes their life easier by first understanding their pain points.

      • Executive Insight

        Identify the correct decision maker and tailor your presentation to his or her needs, and maximize the effectiveness of your pitch.

      • Financial Information

        Increase your credibility and support your presentations by adding verifiable industry metrics.

      • Web Links & Acronyms

        Speak the Prospect's language by demonstrating an understanding of industry trade associations and jargon.

      Mortgage Banking Industry Report

      Purchase Report
       
      $129

      Consumer Lending Industry Report

      Purchase Report
       
      $129

      Overview

      The US consumer finance industry consists of about 3,500 companies with combined annual revenue of about $35 billion. Major companies include Ace Cash Express, Advance America, Check 'n Go, Check Into Cash, and DFC Global (formerly Dollar Financial). The industry is highly concentrated: the top 50 companies account for about 90 percent of revenue.

      SIC: 6141

      NAICS: 522291

       

      Sample Questions & Answers

      How will the 2010 federal financial reform law covering consumer finance companies affect the firm?

      The financial reform law passed in 2010 expands federal regulation of the consumer finance industry and includes restrictions on interest rate hikes and fees credit card companies can impose, puts limits on payday loans, and discourages auto title...

       

      How does the company protect itself from losses during economic downturns?

      Consumer finance companies are more vulnerable to financial losses during economic slowdowns, when delinquencies, bankruptcies, and foreclosures are disproportionately higher for subprime borrowers. During the recession of the late 2000s, job losses...

       

      To read this full Call Prep Question and others, purchase the full report.

       

      General Report Description

      Save valuable research time, increase confidence on sales calls, and get the competitive edge to win more business with Hoover's Industry Report. Proprietary editorial analysis synthesizes hundreds of sources into an easy-to-digest format so that you can quickly understand a client's business challenges. Insight into critical business issues, industry trends and opportunities, and financial benchmarks is an integral part of each report.

       

      Sections Included in Report

      • Industry Overview
      • Quarterly Industry Update
      • Business Challenges
      • Trends and Opportunities
      • Call Preparation Questions
      • Financial Information
      • Industry Forecast
      • Website and Media Links
      • Glossary of Acronyms

        Industry Report Highlights:

        • Recent Developments

          Stay up to date on crucial industry news that may affect your strategy.

        • Trends & Opportunities

          Identify avenues for expansion and get prospects thinking about growth opportunities that justify investing in your product.

        • Call Preparation Questions

          Gain instant rapport with prospects during your sales calls using done-for-you call preparation questions.

        • Industry Forecast

          Identify growth and integrate projections in your own business planning.

        • Business Challenges

          Engage your prospects with solution selling that makes their life easier by first understanding their pain points.

        • Executive Insight

          Identify the correct decision maker and tailor your presentation to his or her needs, and maximize the effectiveness of your pitch.

        • Financial Information

          Increase your credibility and support your presentations by adding verifiable industry metrics.

        • Web Links & Acronyms

          Speak the Prospect's language by demonstrating an understanding of industry trade associations and jargon.

        Consumer Lending Industry Report

        Purchase Report
         
        $129

        Life Insurance Carriers Industry Report

        Purchase Report
         
        $129

        Overview

        The US life insurance carriers industry includes about 900 companies with annual revenue of around $535 billion. Major companies include MetLife, New York Life, and Northwestern Mutual Life, as well as the life insurance operations of Aetna and The Hartford.

        SIC: 6311

        NAICS: 524113

         

        Sample Questions & Answers

        How does the company manage its investments and hedge against market volatility?

        The revenue of insurance companies is dependent on investment income for the companies and their customers, and returns are vulnerable to market volatility. Insurers invest premiums paid by customers until the money is needed for claims; in a down...

         

        How do regulations vary by state?

        Insurance operations are regulated at the state level, and insurance companies must comply with the various regulations for each state in which they operate. States establish rates and approve rate increases; regulate trade practices, advertising,...

         

        To read this full Call Prep Question and others, purchase the full report.

         

        General Report Description

        Save valuable research time, increase confidence on sales calls, and get the competitive edge to win more business with Hoover's Industry Report. Proprietary editorial analysis synthesizes hundreds of sources into an easy-to-digest format so that you can quickly understand a client's business challenges. Insight into critical business issues, industry trends and opportunities, and financial benchmarks is an integral part of each report.

         

        Sections Included in Report

        • Industry Overview
        • Quarterly Industry Update
        • Business Challenges
        • Trends and Opportunities
        • Call Preparation Questions
        • Financial Information
        • Industry Forecast
        • Website and Media Links
        • Glossary of Acronyms

          Industry Report Highlights:

          • Recent Developments

            Stay up to date on crucial industry news that may affect your strategy.

          • Trends & Opportunities

            Identify avenues for expansion and get prospects thinking about growth opportunities that justify investing in your product.

          • Call Preparation Questions

            Gain instant rapport with prospects during your sales calls using done-for-you call preparation questions.

          • Industry Forecast

            Identify growth and integrate projections in your own business planning.

          • Business Challenges

            Engage your prospects with solution selling that makes their life easier by first understanding their pain points.

          • Executive Insight

            Identify the correct decision maker and tailor your presentation to his or her needs, and maximize the effectiveness of your pitch.

          • Financial Information

            Increase your credibility and support your presentations by adding verifiable industry metrics.

          • Web Links & Acronyms

            Speak the Prospect's language by demonstrating an understanding of industry trade associations and jargon.

          Life Insurance Carriers Industry Report

          Purchase Report
           
          $129

          Banks & Credit Unions Industry Report

          Purchase Report
           
          $129

          Overview

          The US automobile parts retail industry includes about 40,000 establishments (single-location companies and units of multi-location companies) with combined annual revenue of about $45 billion. Major companies include Advance Auto Parts, AutoZone, O'Reilly Automotive, and The Pep Boys. The industry US is concentrated: the 50 largest companies generate about half of industry revenue.

          SIC: 5531

          NAICS: 441320, 441310

           

          Sample Questions & Answers

          How does the company adjust its inventory levels during periods of lower demand?

          Because auto parts sales depend on how much people drive, demand decreases during recessions. During economic downturns, tourists and businesspeople travel less, and car owners delay maintenance and repairs.

           

          How has the company been impacted by mass merchants like Wal-Mart taking more market share for oil and car cleaning products?

          Retail auto parts stores face greater competition from large retailers such as Wal-Mart, Costco, Sears, and supermarket chains. These retailers are large enough to buy items directly from manufacturers and compete aggressively on prices charged to...

           

          To read this full Call Prep Question and others, purchase the full report.

           

          General Report Description

          Save valuable research time, increase confidence on sales calls, and get the competitive edge to win more business with Hoover's Industry Report. Proprietary editorial analysis synthesizes hundreds of sources into an easy-to-digest format so that you can quickly understand a client's business challenges. Insight into critical business issues, industry trends and opportunities, and financial benchmarks is an integral part of each report.

           

          Sections Included in Report

          • Industry Overview
          • Quarterly Industry Update
          • Business Challenges
          • Trends and Opportunities
          • Call Preparation Questions
          • Financial Information
          • Industry Forecast
          • Website and Media Links
          • Glossary of Acronyms

            Industry Report Highlights:

            • Recent Developments

              Stay up to date on crucial industry news that may affect your strategy.

            • Trends & Opportunities

              Identify avenues for expansion and get prospects thinking about growth opportunities that justify investing in your product.

            • Call Preparation Questions

              Gain instant rapport with prospects during your sales calls using done-for-you call preparation questions.

            • Industry Forecast

              Identify growth and integrate projections in your own business planning.

            • Business Challenges

              Engage your prospects with solution selling that makes their life easier by first understanding their pain points.

            • Executive Insight

              Identify the correct decision maker and tailor your presentation to his or her needs, and maximize the effectiveness of your pitch.

            • Financial Information

              Increase your credibility and support your presentations by adding verifiable industry metrics.

            • Web Links & Acronyms

              Speak the Prospect's language by demonstrating an understanding of industry trade associations and jargon.

            Banks & Credit Unions Industry Report

            Purchase Report
             
            $129

            Irish Life & Permanent plc Overview

            Top 3 Competitors

            Company: Allied Irish Banks, p.l.c.
            Location: Dublin, Ireland

            Company: Azimut Holding S.p.A.
            Location: Milan, Italy

            Company: Bank of Ireland
            Location: Dublin, Ireland

            Industries where Irish Life & Permanent plc Competes

            Life Insurance Carriers
            Read More

            Financial Services
            Read More

            Asset Management
            Read More

            Lending
            Read More

            Mortgage Banking
            Read More

            Consumer Lending
            Read More

            Competitive Landscape Brief

            Demand is driven by consumer income and demographics. The profitability of individual companies depends on the correct assessment of repayment likelihood and effective collections activities. Large companies enjoy economies of scale in securing access to capital. Small companies can compete effectively by choosing favorable locations. The industry is capital-intensive: annual revenue per worker is about $400,000. The federal financial reform law passed in 2010 could create a tougher business environment for consumer finance firms. New measures in the law include restricting credit cards companies from imposing interest rate hikes and fees, limiting payday loans, and discouraging auto title loans. The law also created a Consumer Financial Protection Bureau (CFPB) to take over consumer-protection responsibilities from other federal agencies. The sweeping regulatory reforms could fundamentally change the competitive environment of the consumer finance industry.

            Irish Life & Permanent plc Competitive Landscape

            Purchase Report
             
            $69

            Providing a complete view of how this company and its competitors stack up against one another, the Competitive Landscape report includes benchmarks on over 30 parameters related to sales, employees, market cap, profitability, and growth. Exclusive to Hoover's, this landscape can be used to conduct competitive analysis, inform corporate strategy, and identify trends.

             

            Sections Included in Report

            • Key Numbers
            • Profitability
            • Valuation
            • Operations
            • Financial Ratios
            • Per Share Data ($)
            • Growth Statistics
            • *Data provided for 3 to 30 competitors

              Company Landscape Report Highlights

              • Competitors List

                Identify specific primary and secondary competitors, allowing you evaluate the chances of successfully introducing new products.

              • Competitive Landscape

                Access detailed financial metrics on a company's top competitors, so you can quickly determine their relative health and add credibility-boosting quantitative data to your presentations.

              Competitive Landscape Report

              Purchase Report
               
              $69