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CompuCredit Holdings Corporation Business Reports

CompuCredit Holdings Corporation Overview

Address

5 Concourse Pkwy. ,
Ste. 400 Atlanta, 
GA 30328 United States
Phone: 770-828-2000
Fax:770-870-5183

Company Description

Suffering from a fiscal near-death experience? Let CompuCredit resuscitate you. Subprime was the strategy for this company, not a category to be avoided. CompuCredit traditionally issued unsecured Visa and MasterCard credit cards to customers with low credit scores and charged them more for the risk; however, the economic downturn compelled the company to close most of its active accounts. Subsidiary Jefferson Capital Systems collects on debt other companies have written off. CompuCredit sold its 300 US microloan retail locations -- which provided payday loans under such banners as First American Cash Advance and First Southern Cash Advance -- to Advance America for more than $46 million in 2011.

CompuCredit Holdings Corporation Company Profile Report

Purchase Report
 
$69

Hoover's industry experts provide proprietary editorial analysis supplemented with content from multiple data sources to bring you the Company Profile Report. The depth of each report varies, so be sure to view the sample and review the report contents listed next.

 

Sections Included in Report

  • Company Overview
  • Company Description
  • People
  • Biographies
  • Historical Events
  • Industry Information
  • Financial Summary
  • Annual Income Statement
  • Quarterly Cash Flow
  • Annual Balance Sheet
  • Quarterly Balance Sheet
  • Annual Cash Flow
  • Quarterly Income Statement
  • Earning Estimates
  • Financial Market Data
  • Historical Financials
  • Competitors List
  • Competitive Landscape

Company Profile Report Highlights

  • Company Description

    Quickly grasp how a company operates and understand its current business environment.

  • Industry Information

    Identify the often times disparate industries a company does business in, and find the corresponding SIC and NAICS codes.

  • Biographies

    Learn the background and technology interests of the company's executives, to better understand possible growth directions.

  • Company History

    When you want to know where a company is going, you'll be helped by first knowing where it's been. Use this to get up to speed on a company's history.

  • Key People

    Uncover the roles and responsibilities of the management team and identify the correct decision maker, so you are sure to talk to the right contact.

  • Company Financials

    Review key financial information to gauge health and growth potential.

Company Profile Report

Purchase Report
 
$69

    Choose below from the available Industry Reports related to 

  • Consumer Lending Industry Report

Consumer Lending Industry Report

Purchase Report
 
$129

Overview

The US consumer finance industry consists of about 3,500 companies with combined annual revenue of about $35 billion. Major companies include Ace Cash Express, Advance America, Check 'n Go, Check Into Cash, and DFC Global (formerly Dollar Financial). The industry is highly concentrated: the top 50 companies account for about 90 percent of revenue.

SIC: 6141

NAICS: 522291

 

Sample Questions & Answers

How will the 2010 federal financial reform law covering consumer finance companies affect the firm?

The financial reform law passed in 2010 expands federal regulation of the consumer finance industry and includes restrictions on interest rate hikes and fees credit card companies can impose, puts limits on payday loans, and discourages auto title...

 

How does the company protect itself from losses during economic downturns?

Consumer finance companies are more vulnerable to financial losses during economic slowdowns, when delinquencies, bankruptcies, and foreclosures are disproportionately higher for subprime borrowers. During the recession of the late 2000s, job losses...

 

To read this full Call Prep Question and others, purchase the full report.

 

General Report Description

Save valuable research time, increase confidence on sales calls, and get the competitive edge to win more business with Hoover's Industry Report. Proprietary editorial analysis synthesizes hundreds of sources into an easy-to-digest format so that you can quickly understand a client's business challenges. Insight into critical business issues, industry trends and opportunities, and financial benchmarks is an integral part of each report.

 

Sections Included in Report

  • Industry Overview
  • Quarterly Industry Update
  • Business Challenges
  • Trends and Opportunities
  • Call Preparation Questions
  • Financial Information
  • Industry Forecast
  • Website and Media Links
  • Glossary of Acronyms

    Industry Report Highlights:

    • Recent Developments

      Stay up to date on crucial industry news that may affect your strategy.

    • Trends & Opportunities

      Identify avenues for expansion and get prospects thinking about growth opportunities that justify investing in your product.

    • Call Preparation Questions

      Gain instant rapport with prospects during your sales calls using done-for-you call preparation questions.

    • Industry Forecast

      Identify growth and integrate projections in your own business planning.

    • Business Challenges

      Engage your prospects with solution selling that makes their life easier by first understanding their pain points.

    • Executive Insight

      Identify the correct decision maker and tailor your presentation to his or her needs, and maximize the effectiveness of your pitch.

    • Financial Information

      Increase your credibility and support your presentations by adding verifiable industry metrics.

    • Web Links & Acronyms

      Speak the Prospect's language by demonstrating an understanding of industry trade associations and jargon.

    Consumer Lending Industry Report

    Purchase Report
     
    $129

    CompuCredit Holdings Corporation Overview

    Top 3 Competitors

    Company: American Express Company
    Location: New York, NY

    Company: Bank of America Corporation
    Location: Charlotte, NC

    Company: Capital One Financial Corporation
    Location: Mclean, VA

    Industries where CompuCredit Holdings Corporation Competes

    Consumer Lending
    Read More

    Financial Services
    Read More

    Lending
    Read More

    Credit Cards
    Read More

    Competitive Landscape Brief

    Demand is driven by consumer income and demographics. The profitability of individual companies depends on the correct assessment of repayment likelihood and effective collections activities. Large companies enjoy economies of scale in securing access to capital. Small companies can compete effectively by choosing favorable locations. The industry is capital-intensive: annual revenue per worker is about $400,000. The federal financial reform law passed in 2010 could create a tougher business environment for consumer finance firms. New measures in the law include restricting credit cards companies from imposing interest rate hikes and fees, limiting payday loans, and discouraging auto title loans. The law also created a Consumer Financial Protection Bureau (CFPB) to take over consumer-protection responsibilities from other federal agencies. The sweeping regulatory reforms could fundamentally change the competitive environment of the consumer finance industry.

    CompuCredit Holdings Corporation Competitive Landscape

    Purchase Report
     
    $69

    Providing a complete view of how this company and its competitors stack up against one another, the Competitive Landscape report includes benchmarks on over 30 parameters related to sales, employees, market cap, profitability, and growth. Exclusive to Hoover's, this landscape can be used to conduct competitive analysis, inform corporate strategy, and identify trends.

     

    Sections Included in Report

    • Key Numbers
    • Profitability
    • Valuation
    • Operations
    • Financial Ratios
    • Per Share Data ($)
    • Growth Statistics
    • *Data provided for 3 to 30 competitors

      Company Landscape Report Highlights

      • Competitors List

        Identify specific primary and secondary competitors, allowing you evaluate the chances of successfully introducing new products.

      • Competitive Landscape

        Access detailed financial metrics on a company's top competitors, so you can quickly determine their relative health and add credibility-boosting quantitative data to your presentations.

      Competitive Landscape Report

      Purchase Report
       
      $69