Credit Insurance Carriers Overview

Companies in this industry provide credit and other financial responsibility insurance products to protection against bad debt loss. Activities include issuing trade debt policies to companies that trade with or sell to other companies. The policies, which typically center on accounts receivable transactions, are written to minimize the risk associated with bad debt and other losses that result from late or non-payment of bills. Companies that issue credit insurance to private consumers who take out loans are also included in this industry.

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