Value Financial Services, Inc. · Maitland, FL United States
Company Description
Phone: 407-339-0064
Fax: 407-339-5681
View Value Financial Services, Inc. Locations On A US Map
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Pawn shop chain Value Financial Services gives customers bucks for their bling. Founded in 1994 by former CEO John Thedford, the company runs about 70 pawn shops in Florida, Georgia, New Mexico, and Tennessee, operating as Value Pawn and Jewelry and Check Jewelry & Loan. It makes non-recourse loans secured by customers personal items, including jewelry, electronics, and musical instruments. The average amount of the company's pawn loans is about $150; its pawn service charges range from about 188% to 300% annually. At the end of 2008 Texas-based EZCORP acquired the company after initial talks had fallen through. To read the full description, subscribe now.
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Key Value Financial Services, Inc. Financials
| Company Type | Subsidiary Headquarters |
| Fiscal Year-End | December |
| Employees | 606 |
Value Financial Services, Inc. Executives
2 executives listed for Value Financial Services, Inc.'s Maitland, FL location.
| Title | Name & Bio | Contact |
| COO | Lawrence Kahlden | Network |
| CFO | Wilton Whitcomb | Network |
Competition
Competitive Landscape for Value Financial Services, Inc.
Jewelry sales depend partly on consumer income. Small jewelers can effectively compete with large chains because price isn't the main factor determining sales. Profitability depends on merchandising and effective marketing. Jewelry is sold not only by specialized jewelry retailers, but also by department stores and mass merchants. Because regular gross margins are very high, often 50 percent, mass merchants have been able to cut prices and take market share. Wal-Mart is the largest jewelry retailer in the US. To read the full description, subscribe now.Top Value Financial Services, Inc. Competitors
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