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The Miyazaki Bank, Ltd. · Miyazaki Japan ·(Tokyo: 83930)

Company Description

4-3-5 Tachibanadori
Miyazaki
880-0-805
Japan (Map)
Phone: +81-985-27-3131
Fax: +81-986-57-2184
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    Based in the Miyazaki Prefecture in Japan, The Miyazaki Bank is a leading Japanese regional bank offering checking and saving accounts, foreign currency deposits, credit cards, and other traditional banking products. Armed with eight subsidiaries and owning more than 90 branches, Miyazaki Bank additionally offers fund management and investment advisement services. Key subsidiary Miyagin Lease Co. provides general leasing services to the bank's customers as well. Miyazaki was initially established in 1932 as the Hyuga Industrial Bank; it changed its name to Miyazaki Bank in 1962. To read the full description, subscribe now.
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    Key The Miyazaki Bank, Ltd. Financials

    Company TypePublic - Tokyo: 83930

    Headquarters
    Fiscal Year-EndMarch
    Annual Sales (mil.)$40,699.0
    Employees1,550

    The Miyazaki Bank, Ltd. Executives

    9 executives listed for The Miyazaki Bank, Ltd.'s Miyazaki,  location.
    TitleName & BioContact
    Chairman and PresidentIsao SatoNetwork
    Senior Director of SalesShunichiro IwakiriNetwork
    Director of Sales, Main OfficeHiroshi YamaguchiNetwork

    Competition

    Competitive Landscape for The Miyazaki Bank, Ltd.
    Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.
    Top The Miyazaki Bank, Ltd. Competitors
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