Texas Capital Bancshares, Inc. · Dallas, TX United States ·(NASDAQ (GS): TCBI)
Company Description
View Texas Capital Bancshares, Inc. Locations On A US Map
This link will open in a new window
This link will open in a new window Texas Capital Bancshares is the holding company for Texas Capital Bank, which has about 10 branches in Austin, Dallas, Fort Worth, Houston, Plano, and San Antonio. Targeting high-net-worth individuals and midddle-market businesses (with a focus on such sectors as heavy construction, petrochemicals, and mining), the bank offers personal and commercial deposit accounts, real estate mortgages, business and consumer loans, Visa credit cards, equipment leasing, wealth management, and trust services. Online banking is offered through its BankDirect division. To read the full description, subscribe now.
Call Now at 866-464-3202 or Click here for a Free Hoover's Trial!
Key Texas Capital Bancshares, Inc. Financials
| Company Type | Public - NASDAQ (GS): TCBI Headquarters |
| Fiscal Year-End | December |
| 2008 Sales (mil.) | $174.2 |
| 2007 Employees | 510 |
Texas Capital Bancshares, Inc. Executives
26 executives listed for Texas Capital Bancshares, Inc.'s Dallas, TX location.
| Title | Name & Bio | Contact |
| Chairman Emeritus | Joseph Grant | Network |
| Chairman | James Holland | Network |
| President, CEO, and Director; CEO, Texas Capital Bank | George Jones | Network |
Competition
Competitive Landscape for Texas Capital Bancshares, Inc.
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top Texas Capital Bancshares, Inc. Competitors
Call Now at 866-464-3202 or Click here for a Free Hoover's Trial!