San Diego County Credit Union · San Diego, CA United States
Company Description
View San Diego County Credit Union Locations On A US Map
This link will open in a new window
This link will open in a new window San Diego County Credit Union (SDCCU) operates more than two dozens branches that offer standard deposit services such as checking and savings accounts, money market accounts, and certificates of deposit. SDCCU also offers home, auto, and business loans, Visa credit cards, and individual retirement accounts. It opened in 1938 as San Diego County Employees' Credit Union, a one-branch operation serving local government employees. It opened its membership to all residents of San Diego county in the 1970s, dropped the "Employees'" from its name, and today serves more than 190,000 members in Southern California's San Diego, Riverside, and Orange counties. To read the full description, subscribe now.
Call Now at 866-464-3202 or Click here for a Free Hoover's Trial!
Key San Diego County Credit Union Financials
| Company Type | Private - Not-for-Profit Headquarters |
| Fiscal Year-End | December |
| Employees | 529 |
San Diego County Credit Union Executives
9 executives listed for San Diego County Credit Union's San Diego, CA location.
| Title | Name & Bio | Contact |
| Chairman | Allan Shaw | Network |
| Vice Chairman | Shirley Jackson | Network |
| President, CEO, and Director | Irene Oberbauer | Network |
Competition
Competitive Landscape for San Diego County Credit Union
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top San Diego County Credit Union Competitors
Call Now at 866-464-3202 or Click here for a Free Hoover's Trial!