Rabobank, N.A. · El Centro, CA United States
Company Description
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This link will open in a new window Rabobank, N.A. is the US subsidiary of Netherlands-based Rabobank Group . It operates more than 100 retail offices and financial service centers in central and southern California that offer commercial and consumer loans; checking, savings, and time deposits; trust and investment services; Visa credit cards; and more. Rabobank Group entered the US in 2002 when it bought Valley Independent Bank, which was founded about twenty years earlier by local farmers and business owners to serve agricultural concerns. Commercial real estate loans have traditionally accounted for the largest segment of Rabobank, N.A.'s loan portfolio, but the bank is becoming more active in agricultural lending, particularly farmland loans. To read the full description, subscribe now.
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Key Rabobank, N.A. Financials
| Company Type | Subsidiary Headquarters |
| Fiscal Year-End | December |
| Annual Sales (mil.) | $280.3 |
| Employees | 1,700 |
Rabobank, N.A. Executives
27 executives listed for Rabobank, N.A.'s El Centro, CA location.
| Title | Name & Bio | Contact |
| Chairman; Regional Manager, Americas, Rabobank International | Cor Broekhuyse | Network |
| CEO | Ronald Blok | Network |
| President, Community Banking | James Lokey | Network |
Competition
Competitive Landscape for Rabobank, N.A.
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top Rabobank, N.A. Competitors
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