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Provident Financial plc · Bradford, West Yorkshire United Kingdom ·(London: PFG)

Company Description

Colonnade Sunbridge Rd.
Bradford, West Yorkshire
BD1 2-LQ
United Kingdom (Map)
Phone: +44-1274-731-111
Fax: +44-1274-727-300
Rankings
  • FTSE 250
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Need some bees and honey (money), but don't want to cellar flap (tap) the iron tank (bank)? The Provi can help. Provident Financial (Provi) is one of the UK's top personal finance companies. It makes small, unsecured personal loans (typically £50 to £500) and collects repayments weekly through its more than 11,000 home credit agents (about three-quarters of whom are women). The company issues credit cards to consumers with limited credit histories through its Vanquis Bank subsidiary. In 2007 The Provi sold its auto insurance division to GMAC Insurance and spun off its international home credit business as International Personal Finance plc. To read the full description, subscribe now.

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Key Provident Financial plc Financials

Company TypePublic - London: PFG

Headquarters
Fiscal Year-EndDecember
2008 Sales (mil.)$1,087.2
Employees6,500

Provident Financial plc Executives

10 executives listed for Provident Financial plc's Bradford, West Yorkshire location.
TitleName & BioContact
ChairmanJohn van KuffelerNetwork
Chief ExecutivePeter CrookNetwork
Finance DirectorAndrew FisherNetwork

Competition

Competitive Landscape for Provident Financial plc
Demand is driven by consumer income and demographics. The profitability of individual companies depends on the correct assessment of repayment likelihood and effective collections activities. Large companies have an advantage in the ability to manage large portfolios of mortgage, auto, and credit card loans through sophisticated computer risk modeling. Small companies can compete effectively in the cash lending or sales finance segments, where a local or neighborhood presence is highly effective. The industry is capital-intensive; annual revenue per worker is about $430,000. To read the full description, subscribe now.
Top Provident Financial plc Competitors
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