Home Bancorp, Inc. · Lafayette, LA United States · (NASDAQ (GM): HBCP)
Company Description
More Companies in: Lafayette, Louisiana
More Companies in These Related Industries: Community Banks
View Home Bancorp, Inc. Locations On A US Map
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This link will open in a new window Making its home in Cajun Country, Home Bancorp is the holding company for Home Bank, a community bank which offers deposit and loan services to consumers and small to midsized businesses in southern Louisiana. Through about 20 branches, the bank offers standard savings and checking accounts, as well as lending services like mortgages, consumer loans, and credit cards. One-to-four family residential mortgage loans represent the bank's largest loan segment (about 40%), followed by commercial real estate loans (approximately 20%). Home Bank expanded in 2010 when it acquired the six Lousiana branches of Statewide Bank, which failed and had been seized by regulators. To read the full description, subscribe now.
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Home Bancorp, Inc. Reports
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Key Home Bancorp, Inc. Financials
| Company Type | Public - NASDAQ (GM): HBCP Single Location |
| Fiscal Year-End | December |
| 2008 Employees | 143 |
Home Bancorp, Inc. Executives
11 executives listed for Home Bancorp, Inc.'s Lafayette, LA location.
| Title | Name & Bio | Contact |
| President, CEO, and Director, Home Bancorp and Home Bank | John Bordelon | |
| EVP and COO, Home Bancorp and Home Bank | Scott Sutton | |
| EVP and CFO, Home Bancorp and Home Bank | Joseph Zanco |
Competition
Competitive Landscape for Home Bancorp, Inc.
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top Home Bancorp, Inc. Competitors
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