Capital City Bank Group, Inc. · Tallahassee, FL United States ·(NASDAQ (GS): CCBG)
Company Description
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This link will open in a new window Capital City Bank Group is the holding company for Capital City Bank, which serves individuals and businesses from some 70 branches in northern Florida, plus portions of Alabama and Georgia. It offers checking, savings, and money market accounts; CDs; IRAs; Internet banking; and debit and credit cards. Commercial real estate mortgages account for about a third of its loan portfolio; residential real estate loans are about a quarter. The remainder of its loan portfolio is split between business, construction, home equity, and consumer loans. Capital City also performs data processing services for other financial institutions in its market area. To read the full description, subscribe now.
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Key Capital City Bank Group, Inc. Financials
| Company Type | Public - NASDAQ (GS): CCBG Headquarters |
| Fiscal Year-End | December |
| 2008 Sales (mil.) | $175.9 |
| 2008 Employees | 1,042 |
Capital City Bank Group, Inc. Executives
24 executives listed for Capital City Bank Group, Inc.'s Tallahassee, FL location.
| Title | Name & Bio | Contact |
| Chairman, President, and CEO; Chairman, Capital City Bank | William Smith | Network |
| EVP and CFO; EVP and CFO Capital City Bank | J. Kimbrough Davis | Network |
| EVP and Chief People Officer, Capital City Bank | Beth Corum | Network |
Competition
Competitive Landscape for Capital City Bank Group, Inc.
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top Capital City Bank Group, Inc. Competitors
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