California Bank & Trust · San Diego, CA United States
Company Description
Phone: 858-793-7400
Fax: 858-793-7438
View California Bank & Trust Locations On A US Map
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This link will open in a new window A subsidiary of Zions Bancorporation , California Bank & Trust (CB&T) has some 100 branches in the Golden State. It serves business and consumer clients, offering such standard services as checking and savings accounts, CDs, IRAs, Internet banking, mortgages, personal loans, and business loans, including Small Business Administration loans. Specialized services for companies include cash management, lines of credit, and international banking. Its Remote Deposit service lets businesses deposit checks without a trip to the bank. CB&T was formed when Zions combined three California banks in 1998. To read the full description, subscribe now.
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Key California Bank & Trust Financials
| Company Type | Subsidiary Headquarters |
| Fiscal Year-End | December |
| 2007 Sales (mil.) | $739.4 |
| 2007 Employees | 1,572 |
California Bank & Trust Executives
19 executives listed for California Bank & Trust's San Diego, CA location.
| Title | Name & Bio | Contact |
| Chairman, President and CEO | David Blackford | Network |
| Managing Director, CFO, and Director | Dennis Uyemura | Network |
| EVP and CIO | Frank Lee | Network |
Competition
Competitive Landscape for California Bank & Trust
Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market is more important. The industry is capital-intensive and highly automated: annual revenue per employee is close to $300,000. Many banks and thrifts aggressively offered adjustable rate and subprime mortgages during the housing boom of the early 2000s only to find themselves saddled with loan defaults and extensive losses when the housing bubble burst. Deep exposure to subprime mortgages and mortgage-backed securities caused bank failures, government takeovers, and involuntary mergers. To read the full description, subscribe now.Top California Bank & Trust Competitors
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