BCA knows the ABCs of banking in Indonesia. BCA (officially Bank Central Asia) provides commercial and personal banking services through more than 1,100 branches and some 16,700 ATMs across Indonesia, mostly in the Java region. More than half of the bank's loan portfolio consists of corporate and commercial loans, though it also originates consumer mortgages, auto loans, SME loans, and employee loans. Beyond retail banking services, BCA also offers insurance, treasury, and international banking services. Through FarIndo Investments (Mauritius) Ltd., members of the Hartono family about 47% of the stock of BCA.