BCA knows the ABCs of banking in Indonesia. BCA (officially Bank Central Asia) provides commercial and personal banking services through more than 1,000 branches, some 12,000 ATMs, and via phone, mobile device or the Web. Its lending activities include home loans and refinancing, apartment and car loans, and loans to corporations and small businesses. The bank also offers insurance, treasury, and international banking services. Through FarIndo Investments (Mauritius) Ltd., members of the Hartono family about 47% of the stock of BCA, which was placed under government control in 1998 following a rush on the bank. After restructuring, the government gradually sold off its controlling stake in the bank.