Missouri Employers Mutual Insurance (MEM) is the Show-Me State's largest workers' compensation insurance provider, covering more than 15,000 employers. The company strives to reduce the number and severity of claims through loss-prevention programs and workplace safety seminars (which the company calls WorkSAFE). In addition, MEM coordinates health care for injured workers though its Dimensions program. It also provides claims processing, risk management, fraud detection, and out-of-state employee coverage. Though it operates as a customer-owned mutual firm, MEM was established by Missouri's legislature to improve competition in the state's workers' compensation market. The company began operations in 1995.
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