Insurance Company of the West reaches as far as Florida, and sells earthquake policies in Illinois, but always has California in its heart. The company provides commercial property, surety bonds, and workers' compensation coverage in key markets. It operates alongside its two sister companies, Explorer Insurance and Independence Casualty and Surety. Founded in 1972, Insurance Company of the West is the oldest of the three companies that operate together as the ICW Group. The companies distribute their products through a network of more than 2000 independent agents and brokers.