1st Franklin Financial Corporation
Toccoa, GA 30577 (Map) Phone: 706-886-7571
Fax: 706-886-7953
Toll Free: 800-282-0709
http://www.1ffc.com
Overview
Benjamin Franklin was known for doling out sage financial advice to "common folk." Today, 1st Franklin Financial is known for doling out direct cash loans and first and second home mortgages to a similar demographic. Secured direct cash loans make up the lion's share of the company's lending activity; finance charges on loans account for the majority of its revenues. 1st Franklin also offers credit insurance to borrowers and supplements its business by purchasing and servicing sales finance contracts from retailers. The firm operates through about 250 branch offices in the Southeast. Chairman and CEO Ben Cheek III and his family own 1st Franklin, which was founded by his father in 1941.
Sample OverviewKey Numbers from Hoover's UK
Key financials for 1st Franklin Financial Corporation
| Company Type | Private |
|---|---|
| Fiscal Year-End | December |
| 2010 Sales (mil.) | £94.0 |
| 1-Year Sales Growth | 4.0% |
| 2010 Net Income (mil.) | £13.4 |
| 1-Year Net Income Growth | 147.0% |
| 2010 Employees | 1,042 |
| 1-Year Employee Growth | 2.7% |
Key People from Hoover's UK
Key people and executives for 1st Franklin Financial Corporation
| Chairman and CEO | Ben F. Cheek III (Subscribers see complete biographies -- view sample)
|
|---|---|
| President | Virginia C. Herring |
| EVP and COO | J. Michael Culpepper |
Top Competitors from Hoover's UK
Top competitors of 1st Franklin Financial Corporation
There are 15 competitors for 1st Franklin Financial; see more.Industry Information from Hoover's UK
First Research Industry Profiles Extensive Industry Intelligence
Hoover's Industries
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Financial Services
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Lending
- Personal Lending(primary)
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Lending

