1st Franklin Financial Corporation
Toccoa, GA 30577 (Map) Phone: 706-886-7571
Fax: 706-886-7953
Toll Free: 800-282-0709
http://www.1ffc.com
Overview
Benjamin Franklin was known for doling out sage financial advice to "common folk." Today, 1st Franklin Financial is known for doling out direct cash loans and first and second home mortgages to a similar demographic. Secured direct cash loans make up the lion's share (more than 85%) of the company's loan portfolio. 1st Franklin Financial also buys and services sales finance contracts from retailers and offers credit insurance to borrowers. The firm operates through around 250 branch offices in the Southeast. Chairman and CEO Ben Cheek III and his family own more than 90% of the company.
Sample OverviewKey Numbers from Hoover's UK
Key financials for 1st Franklin Financial Corporation
| Company Type | Private |
|---|---|
| Fiscal Year-End | December |
| 2008 Sales (mil.) | £95.7 |
| 1-Year Sales Growth | 6.4% |
| 2008 Net Income (mil.) | £7.4 |
| 1-Year Net Income Growth | (12.6%) |
| 2008 Employees | 1,113 |
| 1-Year Employee Growth | 5.3% |
Key People from Hoover's UK
Key people and executives for 1st Franklin Financial Corporation
| Chairman and CEO | Ben F. Cheek III (Subscribers see complete biographies -- view sample)
Connect to this executive |
|---|---|
| President | Virginia C. Herring Connect to this executive |
| EVP and COO | J. Michael Culpepper Connect to this executive |
Top Competitors from Hoover's UK
Top competitors of 1st Franklin Financial Corporation
There are 10 competitors for 1st Franklin Financial; see more.Industry Information from Hoover's UK
First Research Industry Profiles Extensive Industry Intelligence
Hoover's Industries
-
Financial Services
-
Lending
- Personal Lending(primary)
-
Lending

